Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Q4 2023 Earnings Conference Call January 18, 2024 9:00 AM ET

Company Participants

Jocelyn Kukulka - Head of Investor Relations

Rob Holmes - President and Chief Executive Officer

Matt Scurlock - Chief Financial Officer

Conference Call Participants

Ben Gerlinger - Citigroup

Matt Olney - Stephens

Woody Lay - KBW

Anthony Elian - JPMorgan

Brody Preston - UBS

Operator

Hello and welcome to the Texas Capital Bancshares, Inc. Q4 2023 Earnings Call. My name is Elliot and I'll be coordinating your call today. [Operator Instructions]

And I'd like to hand over to Jocelyn Kukulka, Head of Investor Relations. The floor is yours. Please go ahead.

Jocelyn Kukulka

Good morning, and thank you for joining us for TCBI's fourth quarter 2023 earnings conference call. I'm Jocelyn Kukulka, Head of Investor Relations.

Before we begin, please be aware this call will include forward-looking statements that are based on our current expectations of future results or events. Forward-looking statements are subject to both known and unknown risks and uncertainties that could cause actual results to differ materially from these statements.

Our forward-looking statements are as of the date of this call, and we do not assume any obligation to update or revise them. Statements made on this call should be considered together with the cautionary statements and other information contained in today's earnings release and our most recent annual report on Form 10-K and subsequent filings with the SEC.

We will refer to slides during today's presentation, which can be found along with the press release in the Investor Relations section of our website at texascapitalbank.com. Our speakers for the call today are Rob Holmes, President and CEO, and Matt Scurlock, CFO. At the conclusion of our prepared remarks, our operator will open up a Q&A session.

I'll now turn the call over to Rob for opening remarks.

Rob Holmes

Thank you for joining us today. Our firm materially progressed its transformation in 2023, increasingly translating a now sustained track record of strategic success into financial outcomes consistent with long-term value creation.

We are now operating a unique Texas-based platform providing our clients with the widest possible range of differentiated products and services on parity with the largest money center banks. And we are positioned to serve as a relevant, trusted partner for the best clients in all of our markets.

We know that the success of our clients will define our firm. A core element of our strategy is maintaining balance sheet positioning sufficient to support our clients through any circumstance. Our industry leading liquidity and capital afford us a competitive advantage through market end rate cycles.