Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) Q4 2023 Earnings Conference Call January 18, 2024 2:00 PM ET
Company Participants
Donna Townsell - Director, Investor Relations
John Allison - Chairman
Brian Davis - Chief Financial Officer
Stephen Tipton - Chief Operating Officer
Kevin Hester - Chief Lending Officer
Chris Poulton - President, CCFG
Tracy French - President and Chief Executive Officer, Centennial Bank
Conference Call Participants
Brett Rabatin - Hovde Group
Jon Arfstrom - RBC
Brady Gailey - KBW
Matt Olney - Stephens
Stephen Scouten - Piper Sandler
Brian Martin - Janney
Operator
Greetings, ladies and gentlemen. Welcome to the Home BancShares Incorporated Fourth Quarter 2023 Earnings Call. The purpose of this call is to discuss the information and data provided in the quarterly earnings release issued this morning. The company presenters will begin with prepared remarks, then entertain questions. [Operator Instructions]
The company has asked me to remind everyone to refer to their cautionary note regarding forward-looking statements. You will find this note on Page 3 of their Form 10-K filed with the SEC in February 2023.
At this time, all participants are in a listen-only mode, and this conference is being recorded. [Operator Instructions]
It is now my pleasure to turn the call over to Donna Townsell, Director of Investor Relations.
Donna Townsell
Thank you. Good afternoon, and welcome to our fourth quarter conference call.
With me for today's discussion is our Chairman, John Allison; Tracy French, President and CEO of Centennial Bank; Stephen Tipton, Chief Operating Officer; Kevin Hester, Chief Lending Officer; Brian Davis, our Chief Financial Officer; Chris Poulton, President of CCFG; and John Marshall, President of Shore Premier Finance.
Our team is assembled today to review the fourth quarter results with you, and we will begin with some remarks from our Chairman, John Allison.
John Allison
Good afternoon, everyone.
Donna Townsell
Good afternoon.
John Allison
Welcome everyone to the fourth quarter and year-end 2023 earnings release and conference call.
I firstly want to thank you guys for your many years of support that you've given this company. I believe Donna told me the other day how quick time passes. This is our 25th year. Donna, is that correct?
Donna Townsell
Yes.
John Allison
25th year. That's hard to believe that Home BancShares have been around for that length of time. I finally remember 1999 when it was our first year in business and we were cash flow positive and would have been profitable had we not started building reserves at that time. But you know our belief in reserves, and we've continued to build them over the years, and they paid dividends for us.