Cathay General Bancorp (NASDAQ:CATY) Q4 2023 Earnings Conference Call January 25, 2024 6:00 PM ET

Company Participants

Chang Liu - President and Chief Executive Officer

Heng Chen - Executive Vice President, Chief Financial Officer and Treasurer

Georgia Lo - Investor Relations

Conference Call Participants

Gary Tenner - D.A. Davidson

Brandon King - Truist Securities

Andrew Terrell - Stephens Inc.

Matthew Clark - Piper Sandler

Operator

Good afternoon, ladies and gentlemen, and welcome to the Fourth Quarter and Full Year 2023 Cathay General Bancorp Earnings Conference Call. My name is MJ, and I'll be your coordinator for today.

At this time, all participants are in listen-only mode. Following the prepared remarks, there will be a question-and-answer session. [Operator Instruction] Today's call is being recorded and will be available for replay at www.cathaygeneralbancorp.com.

Now, I would like to turn the call over to Georgia Lo, Investor Relations of Cathay General Bancorp. Please go ahead.

Georgia Lo

Thank you, MJ, and good afternoon. Here to discuss the financial results today are Mr. Chang Liu our President and Chief Executive Officer, and Heng Chen, our Executive Vice President and Chief Financial Officer.

Before we begin, we wish to remind you that the speakers on this call may make forward-looking statements within the meaning of the applicable provisions of the Private Securities Litigation Reform Act of 1995 concerning future results and events, and that these statements are subject to certain risks and uncertainties that could cause actual results to differ materially.

These risks and uncertainties are further described in the company's annual report on Form 10-K for the year ended, December 31, 2022, at Item 1 in particular, and in other reports and filings with the Securities and Exchange Commission from time to time.

As such, we caution you not to place undue reliance on such forward-looking statements. Any forward-looking statement speaks only as of the date on which it is made and accept as required by law. We undertake no obligation to update or review any forward-looking statements to reflect future circumstances, developments or events, or the occurrence of an anticipated event.

This afternoon, Cathay General Bancorp issued an earnings release outlining its fourth quarter and full year 2023 results. To obtain a copy of our earnings release, as well as our earnings presentation, please visit our website at www.cathaygeneralbancorp.com. After comments by management today, we will open this call up for questions.

I will now turn the call over to our President and Chief Executive Officer, Mr. Chang Liu.