Origin Bancorp, Inc. (NYSE:OBK) Q4 2023 Earnings Conference Call January 25, 2024 9:00 AM ET

Company Participants

Chris Reigelman - Director, IR

Drake Mills - Chairman, President and CEO

Lance Hall - President and CEO, Origin Bank

Jim Crotwell - Chief Risk Officer

Wally Wallace - CFO

Conference Call Participants

Matt Olney - Stephens

Brady Gailey - KBW

Graeme Smethurst - Piper Sandler

Operator

Good morning, and welcome to the Origin Bancorp, Inc. Fourth Quarter Earnings Conference Call. My name is David, and I will be your ever call moderator. Please note that this event is being recorded.

I would now like to turn the conference over to Chris Reigelman, Director of Investor Relations. Please go ahead.

Chris Reigelman

Good morning, and thank you for joining us today. We issued our earnings press release yesterday afternoon, a copy of which is available on our website, along with slide presentation that we will refer to during this call.

Please refer to Page 2 of our slide presentation, which includes our safe harbor statements regarding forward-looking statements and the use of non-GAAP financial measures. For those joining by phone, please note the slide presentation is available on our website at www.ir.origin.bank. Please also note that our safe harbor statements are available on Page 6 of our earnings release filed with the SEC yesterday. All comments made during today's call are subject to the safe harbor statements in our slide presentation and earnings release.

I'm joined this morning by Origin Bancorp's Chairman, President and CEO, Drake Mills; President and CEO of Origin Bank, Lance Hall; our Chief Financial Officer, Wally Wallace; our Chief Risk Officer, Jim Crotwell; our Chief Accounting Officer, Steve Brolly; and our Chief Credit and Banking Officer, Preston Moore. After the presentation, we'll be happy to address any questions you may have.

Drake, the call is yours.

Drake Mills

Thanks, Chris. As I look back on 2023, the realization that our people successfully navigated one of the most stressful years in my career provides me with confidence that Origin has a team, infrastructure, footprint and deposit franchise to be highly successful in the future. And I've often said that we don't manage our company quarter-to-quarter, and we have never backed down from capitalizing on the right opportunities and investing for future success. This quarter was no exception.

As we are excited about entering our newest markets in South Alabama and the Florida Panhandle. Nate Sommer will lead this new Southeast market. He and his team has worked together for more than 15 years, building dynamic relationships throughout that region. South Alabama and Florida Panhandle offer tremendous opportunity for Origin. Our culture, our focus on the client experience, our geographic management model is what has attracted highly talented bankers to Origin. I believe the combination of this team and our way of doing business will allow us to grow market share and impact communities in a powerful way.