Third Coast Bancshares, Inc. (NASDAQ:TCBX) Q4 2023 Earnings Conference Call January 25, 2024 11:00 AM ET
Company Participants
Natalie Hairston - SVP, Dennard Lascar, IR
Bart Caraway - President and CEO
John McWhorter - CFO
Audrey Duncan - Chief Credit Officer
Conference Call Participants
Brady Gailey - KBW
Bernard Gizycki - Deutsche Bank
Graham Dick - Piper Sandler
Jim Mitchell - Raymond James
Matt Olney - Stephens Inc.
Operator
Greetings, and welcome to Third Coast Banc Fourth Quarter and Full Year 2023 Earnings Conference Call. At this time all participants are in a listen-only mode. [Operator Instructions] As a reminder, this conference is being recorded.
It is now my pleasure to introduce your host, Natalie Hairston, Investor Relations. Thank you, you may begin.
Natalie Hairston
Thank you, operator, and good morning, everyone. We appreciate you joining us for the Third Coast Bancshares conference call and webcast to review our fourth quarter and full year 2023 results.
With me today is Bart Caraway, Chairman, President and Chief Executive Officer; John McWhorter, Chief Financial Officer; and Audrey Duncan, Chief Credit Officer. First, a few housekeeping items. There will be a replay of today's call, and it will be available by webcast on the Investors section of our website at ir.tcbssb.com. There will also be a telephonic replay available until February 2, 2024, more information on how to access these replay features was included in yesterday's earnings release.
Please note that information reported on this call speaks only as of today, January 26, 2024, and therefore, you are advised that time-sensitive information may no longer be accurate as of the time of any replay listening or transcript reading. In addition, the comments made by management during this conference call may contain forward-looking statements within the meaning of the United States federal securities laws. These forward-looking statements reflect the current views of management. However, various risks, uncertainties and contingencies could cause actual results, performance or achievements to differ materially from those expressed in the statements made by management.
The listener or reader is encouraged to read the annual report on Form 10-K that was filed on March 15, 2023, to better understand those risks, uncertainties and contingencies. The comments made today will also include certain non-GAAP financial measures. Additional details and reconciliation to the most directly comparable GAAP financial measures were included in yesterday's earnings release, which can be found on the Third Coast website.