Byline Bancorp, Inc. (NYSE:BY) Q4 2023 Earnings Conference Call January 26, 2024 10:00 AM ET

Company Participants

Brooks Rennie - Head of Investor Relations

Alberto Paracchini - President

Roberto Herencia - Chairman & Chief Executive Officer

Tom Bell - Chief Financial Officer

Mark Fucinato - Chief Credit Officer

Conference Call Participants

Nathan Race - Piper Sandler

Terry McEvoy - Stephens Inc.

David Long - Raymond James

Damon DelMonte - KBW

Brian Martin - Janney Montgomery Scott

Operator

Good morning, and welcome to Byline Bancorp Fourth Quarter 2023 Earnings Call. My name is Carla, and I will be your conference operator today. [Operator Instructions] Please note, the conference call is being recorded.

At this time, I would like to introduce Brooks Rennie, Head of Investor Relations for Byline Bancorp to begin the conference call.

Brooks Rennie

Thank you, Carla. Good morning, everyone, and thank you for joining us today for the Byline Bancorp fourth quarter and full year 2023 earnings call. In accordance with Regulation FD, this call is being recorded and is available via webcast on our Investor Relations website, along with our earnings release and the corresponding presentation slides.

During the course of the call today, management may make certain statements that constitute projections or other forward-looking statements regarding future events or the future financial performance of the company. We caution that such statements are subject to certain risks, uncertainties and other factors that could cause actual results to differ materially from those discussed. The company's risk factors are disclosed and discussed in its SEC filings.

In addition, our remarks may reference non-GAAP measures, which are intended to supplement, but not substitute for, the most directly comparable GAAP measures. Reconciliation for these numbers can be found within the appendix of the earnings release. For additional information about risks and uncertainties, please see the forward-looking statement and non-GAAP financial measures disclosure in the earnings release.

I would now like to turn the conference call over to Alberto Paracchini, President of Byline Bancorp.

Alberto Paracchini

Thank you, Brooks. Happy New Year, and thank you all for joining us this morning to review our fourth quarter and full year 2023 results.

As always, joining me this morning are Chairman and CEO, Roberto Herencia; Tom Bell, our CFO and Treasurer; and Mark Fucinato, our Chief Credit Officer.

Before we get into the results for the quarter, I want to pass the call on to Roberto to comment on a few items. Roberto?