Start Time: 17:00 January 1, 0000 5:39 PM ET

Axos Financial, Inc. (NYSE:AX)

Q2 2024 Earnings Conference Call

January 30, 2024, 17:00 PM ET

Company Participants

Greg Garrabrants - President and CEO

Derrick Walsh - EVP and CFO

Johnny Lai - SVP, Corporate Development and IR

Conference Call Participants

Andrew Liesch - Piper Sandler

Edward Hemmelgarn - Shaker Investments

Gary Tenner - D.A. Davidson

Operator

Greetings, and welcome to the Axos Financial, Inc. Q2 2024 Earnings Call and Webcast. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions]. As a reminder, this conference is being recorded.

It is now my pleasure to introduce your host, Johnny Lai, Senior Vice President, Corporate Development and Investor Relations. Thank you, Johnny. You may begin.

Johnny Lai

Thanks, Alicia. Good afternoon, everyone, and thanks for your interest in Axos. Joining us today for the Axos Financial, Inc.'s second quarter 2024 financial results conference call are the company's President and Chief Executive Officer, Greg Garrabrants; Executive Vice President and Chief Financial Officer, Derrick Walsh; and Executive Vice President of Finance, Andy Micheletti.

Greg and Derrick will review and comment on the financial and operational results for the three and six months ended December 31, 2023, and we will be available to answer questions after those prepared remarks.

Before I begin, I would like to remind listeners that prepared remarks made on this call may contain forward-looking statements that are subject to risks and uncertainties and that management may make additional forward-looking statements in response to your questions. Please refer to the Safe Harbor statement found in today's earnings press release and in our investor presentation for additional details.

This call is being webcast, and there will be an audio replay available in the Investor Relations section of the company's website located at axosfinancial.com for 30 days. Details for this call were provided on the conference call announcement and in today's earnings press release.

Before handing over the call to Greg, I'd like to remind listeners that in addition to the earnings press release and 10-Q, we also issued an earnings supplement for this call with additional information regarding the FDIC loan acquisition. All of these documents can be found on axosfinancial.com.

With that, I'd like to turn the call over to Greg.

Greg Garrabrants

Thank you, Johnny. Good afternoon, everyone, and thank you for joining us. I'd like to welcome everyone to Axos Financial's conference call for the second quarter of fiscal 2024 ended December 31, 2023. I thank you for your interest in Axos Financial.