American Coastal Insurance Corporation (NASDAQ:ACIC) Q3 2023 Earnings Conference Call November 13, 2023 5:00 PM ET

Company Participants

Karin Daly - Investor Relations, The Equity Group

R. Daniel Peed - Chairman of the Board and Chief Executive Officer

Bennett Bradford Martz - President and Chief Financial Officer

Conference Call Participants

Bill Dezellem - Tieton Capital Management

Operator

Hello, and welcome to the American Coastal Insurance Corporation's Third Quarter 2023 Earnings Conference Call and Webcast. [Operator Instructions] As a reminder, this conference is being recorded.

It's now my pleasure to turn the call over to Karin Daly, Investor Relations with The Equity Group. Please go ahead, Karin.

Karin Daly

Thank you, Kevin, and good afternoon, everyone.

American Coastal Insurance Corporation has also made this broadcast available on its website at www.amcoastal.com. A replay will be available for approximately 30 days following the call. Additionally, you can find copies of the latest earnings release and presentation in the Investors section of the company's website.

Speaking today will be Chairman of the Board and Chief Executive Officer, R. Daniel Peed; and President and Chief Financial Officer, Bennett Bradford Martz.

On behalf of the company, I'd like to note that statements made during this call that are not historical facts are forward-looking statements. The company believes these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those expressed in or implied by the forward-looking statements.

Factors that could cause actual results to differ materially may be found in the company's filings with the U.S. Securities and Exchange Commission in the Risk Factors section of their most recent annual report on Form 10-K and subsequent quarterly reports on Form 10-Q. Forward-looking statements speak only as of the date on which they are made, and except as required by applicable law, the company undertakes no obligation to update or revise any forward-looking statements.

With that, it's my pleasure to turn the call over to Mr. Daniel Peed. Dan, you may begin.

R. Daniel Peed

Thanks, Karin. Hello, and thanks for joining us on our third quarter earnings call.

I plan to provide an overview of activities from the third quarter and year-to-date, including focusing on the operating results of our continuing operations. I will then turn it over to Brad Martz, who will expand on the financial results.