SHF Holdings Inc. (NASDAQ:SHFS) Q3 2023 Earnings Conference Call November 14, 2023 4:30 PM ET

Company Participants

Erika Kay - KCSA Strategic Communications
Sundie Seefried - Founder & CEO
James Dennedy - Chief Financial Officer

Conference Call Participants

William Waller - M3F, Inc.

Operator

Good afternoon. My name is Krista, and I'll be your conference operator today. At this time, I would like to welcome everyone to the Safe Harbor Financial Third Quarter 2023 Earnings Call. [Operator Instructions].

I will now turn the conference over to Erika Kay, Vice President. Erika, you may begin your conference.

Erika Kay

Thank you. Good afternoon, everyone, and welcome to the Third Quarter 2023 Earnings Conference Call for Safe Harbor Financial. Before we start, please note that remarks made today include forward-looking statements, including statements with respect to the company's outlook and the company's expectations regarding its market opportunities and other financial operational matters. Each forward-looking statement discussed on today's call is subject to risks and uncertainties that could cause actual results to differ materially from those projected in such statements.

Actual results and the timing of certain events may differ materially from the results or timing predicted or implied by such forward-looking statements, and reported results should not be considered as an indication for future performance. Additional information regarding these factors appears under the heading Risk Factors in the company's filings with the Securities and Exchange Commission or the SEC, which are available at www.sec.gov and on our website at ir.shfinancial.org. The forward-looking statements in this call will speak only as of today's date, and the company undertakes no obligation to update or revise any of these statements.

Also during the call, Safe Harbor will present both GAAP and non-GAAP financial measures. A reconciliation of non-GAAP to GAAP measures is included in today's earnings press release, which you can find on the company's Investor Relations website or on the SEC website.

Today's call is being recorded, and a copy of the recording will be available on Safe Harbor's Investor Relations website. All dollar amounts expressed today are in U.S. currency.

Presenting today will be Sundie Seefried, Chief Executive Officer; and Jim Dennedy, Chief Financial Officer of Safe Harbor. I'll now hand the call over to Sundie. Sundie, please go ahead.

Sundie Seefried

Thank you, Erika, and welcome to our 2023 Third Quarter Earnings Call. This is a very exciting time for Safe Harbor as we continue to advance new growth opportunities to scale our compliant cannabis finance infrastructure with the introduction of new deposit and credit tools for cannabis-related businesses or CRBs. Our third quarter results speak to the strength of our fintech platform as it continues to support the cannabis industry with access to these financial services while driving new high-margin revenue streams for Safe Harbor.