Atlantic Union Bankshares Corporation (NYSE:AUB) Q1 2024 Earnings Conference Call April 23, 2024 9:00 AM ET

Company Participants

Bill Cimino - Senior Vice President of Investor Relations
John Asbury - President & Chief Executive Officer
Rob Gorman - Executive Vice President & Chief Financial Officer
David Ring - Executive Vice President & Wholesale Banking Group Executive

Conference Call Participants

Catherine Mealor - KBW
Casey Whitman - Piper Sandler
David Bishop - Hovde Group
Russell Guenther - Stephens

Operator

Good day, and thank you for standing by. Welcome to the Atlantic Union Bankshares' First Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your speaker today, Bill Cimino, Senior Vice President of Investor Relations. Please go ahead.

Bill Cimino

Thank you, Didi, and good morning, everyone.

I have Atlantic Union Bankshares' President and CEO, John Asbury, and Executive Vice President and CFO, Rob Gorman, with me today. We also have other members of our executive management team with us for the question-and-answer period.

Please note that today's earnings release and the accompanying slide presentation we are going through on the webcast are available to download on our investor website, investors.atlanticunionbank.com.

During today's call, we will comment on our financial performance using both GAAP metrics and non-GAAP financial measures. Important information about these non-GAAP financial measures, including reconciliations to comparable GAAP measures is included in the appendix to our slide presentation and in our earnings release for the first quarter of 2024.

Since our acquisition of American National Bank closed after quarter-end, our discussion today will not include any American National results. We did provide a pro forma look at our assets, loans and deposits for quarter-end on Slide 4. We did provide financial outlook numbers for the full year that include the impact of American National.

Speaking of which, we will make forward-looking statements on today's call, which are not statements of historical fact and are subject to risks and uncertainties. There can be no assurance that actual performance will not differ materially from any future expectations or results expressed or implied by these forward-looking statements. We undertake no obligation to publicly revise or update any forward-looking statement. Please refer to our earnings release issued today and our other SEC filings for further discussion of the company's risk factors and other important information regarding our forward-looking statements, including factors that could cause actual results to differ from those expressed or implied in the forward-looking statement. All comments made during today's call are subject to that safe harbor statement.