Capital One Financial Corporation (NYSE:COF) Q1 2024 Earnings Conference Call April 25, 2024 5:00 PM ET

Company Participants

Jeff Norris - Senior Vice President of Finance
Andrew Young - Chief Financial Officer
Richard Fairbank - Chairman and Chief Executive Officer

Conference Call Participants

Ryan Nash - Goldman Sachs
Mihir Bhatia - Bank of America
Rick Shane - JPMorgan
John Pancari - Evercore ISI
Moshe Orenbuch - TD Cowen
Don Fandetti - Wells Fargo
Sanjay Sakhrani - KBW
Bill Carcache - Wolfe Research
Jeff Adelson - Morgan Stanley

Operator

Good day, and thank you for standing by. Welcome to the Capital One Q1 2024 Earnings Call. Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your speaker today, Jeff Norris, Senior Vice President of Finance. Please go ahead.

Jeff Norris

Thanks very much, Josh, and welcome to everyone.

We are webcasting live over the Internet this evening. To access the call on the Internet, please log on to Capital One's website at capitalone.com and follow the links from there. In addition to the press release and financials, we have included a presentation summarizing our first quarter 2024 results.

With me this evening are Mr. Richard Fairbank, Capital One's Chairman and Chief Executive Officer, and Mr. Andrew Young, Capital One's Chief Financial Officer. Rich and Andrew are going to walk you through this presentation. To access a copy of the presentation and press release, please go to Capital One's website and click on Investors, then click on Financials, and then click on Quarterly Earnings Release.

Please note that this presentation may contain forward-looking statements. Information regarding Capital One's financial performance and any forward-looking statements contained in today's discussion and the materials speak only as of the particular date or dates indicated in the materials, and Capital One does not undertake any obligation to update or revise any of this information, whether as a result of new information, future events or otherwise.

Numerous factors could cause our actual results to differ materially from those described in forward-looking statements. For more information on these factors, please see the section called Forward-Looking Information in the earnings release presentation and the Risk Factors section of our annual and quarterly reports accessible at Capital One's website and filed with the SEC.

And with that, I'll turn the call over to Rich -- to Andrew. Mr. Young?

Andrew Young