OceanFirst Financial Corp. (NASDAQ:OCFC) Q2 2024 Earnings Conference Call July 19, 2024 11:00 AM ET

Company Participants

Alfred Goon - IR
Christopher Maher - Chairman and CEO
Joe Lebel - President
Pat Barrett - CFO

Conference Call Participants

Frank Schiraldi - Piper Sandler
Daniel Tamayo - Raymond James
Tim Switzer - KBW
David Bishop - Hovde Group
Manuel Navas - D.A. Davidson
Matthew Breese - Stephens
Christopher Marinac - Janney Montgomery Scott

Operator

Good morning, all, and thank you for attending the OceanFirst Financial Corp Q2 '24 Earnings Release Conference Call. My name is Brika, and I'll be your moderator for today. [Operator Instructions] Thank you.

I would now like to pass the conference over to your host, Alfred Goon, Investor Relations at OceanFirst Financial Corp to begin. Thank you. You may proceed, Alfred.

Alfred Goon

Thank you, Brika. Good morning and welcome to the OceanFirst second quarter 2024 earnings call. I am Alfred Goon, SVP of Corporate Development and Investor Relations. Before we kick off the call, we'd like to remind everyone that our quarterly earnings release and related earnings supplement can be found on the company website, oceanfirst.com.

Our remarks today may contain forward-looking statements and may refer to non-GAAP financial measures. All participants should refer to our SEC filings, including those found on Forms 8-K, 10-Q and 10-K for a complete discussion of forward-looking statements and any factors that could cause actual results to differ from those statements.

Thank you. And now I will turn the call over to Christopher Maher, Chairman and Chief Executive Officer.

Christopher Maher

Thank you, Alfred. Good morning and thank you to all been able to join our second quarter 2024 earnings conference call. This morning, I'm joined by our President, Joe Lebel; and our Chief Financial Officer, Pat Barrett. We appreciate your interest in our performance and this opportunity to discuss our results with you.

This morning we'll provide brief remarks about the financial and operating performance for the quarter and some color regarding the outlook for our business. We may refer to the slides filed in connection with the earnings release throughout the call. After our discussion, we look forward to taking your questions.

Anticipating that there may be some questions regarding the impact to bank operations as the result of the global CrowdStrike IT issue, I'm pleased to report that the bank is operating with minimal disruption. We've had no issues with customer access to our online banking, mobile banking, customer care center, OFBCONNECT, which is our mobile platform for business clients, ATM machines, card and wire systems. Our branches are open and serving customers as well. We appreciate the hard work of our IT team this morning.