Zions Bancorporation, National Association (NASDAQ:ZION) Q2 2024 Earnings Conference Call July 22, 2024 5:30 PM ET

Company Participants

Shannon Drage - Senior Director of IR
Harris Simmons - Chairman and CEO
Ryan Richards - CFO
Scott McLean - President and COO

Conference Call Participants

Manan Gosalia - Morgan Stanley
John Pancari - Evercore ISI
Ben Gerlinger - Citi
Steven Alexopoulos - JPMorgan
Ken Usdin - Jefferies
Bernard Von Gizycki - Deutsche Bank
Brandon King - Truist Securities
Chris McGratty - KBW
Christopher Spahr - Wells Fargo
Samuel Varga - UBS
Jon Arfstrom - RBC Capital Markets

Operator

Greetings, and welcome to the Zions Bancorp Q2 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.

It is now my pleasure to introduce your host, Shannon Drage, Senior Director of Investor Relations. Thank you, Shannon. You may begin.

Shannon Drage

Thank you, Alicia, and good evening. We welcome you to this conference call to discuss our 2024 second quarter earnings. My name is Shannon Drage, Senior Director of Investor Relations.

I would like to remind you that during this call, we will be making forward-looking statements, although actual results may differ materially. We encourage you to review the disclaimer in the press release or Slide 2 of the presentation dealing with forward-looking information and the presentation of non-GAAP measures, which applies equally to statements made during this call. A copy of the earnings release, as well as the presentation are available at zionsbancorporation.com.

For our agenda today, Chairman and Chief Executive Officer, Harris Simmons will provide opening remarks. Following Harris' comments, Ryan Richards, our Chief Financial Officer, will review our financial results. Also with us today are Scott McLean, President and Chief Operating Officer; and Chris Kyriakakis, Chief Risk Officer. After our prepared remarks, we will hold a question-and-answer session.

This call is scheduled for one hour. And I will now turn the time over to Harris Simmons.

Harris Simmons

Thanks very much, Shannon.

We welcome all of you to our call this evening. Before we get into the results for the quarter, I'm really pleased to note that earlier this month, we completed the final major conversion to our new core operating system for loans and deposits. Recall that working in conjunction with our partner Tata Consultancy Services, we previously transitioned virtually all consumer, commercial, and construction loans onto the TCS's Bancorp platform before completing our deposits conversions now in 2024.