Canadian Imperial Bank of Commerce (NYSE:CM) Q3 2024 Earnings Conference Call August 29, 2024 8:00 AM ET

Company Participants

Geoff Weiss - Senior Vice President, Investor Relations
Victor Dodig - President and Chief Executive Officer
Robert Sedran - Senior Executive Vice-President and Chief Financial Officer
Frank Guse - Chief Risk Officer
Hratch Panossian - Senior Executive Vice-President and Head of Personal and Business Banking, Canada
Jon Hountalas - Senior Executive Vice President & Group Head, Canadian Banking
Shawn Beber - Senior Executive Vice-President & Group Head, U.S. Region; President & CEO, CIBC Bank USA

Conference Call Participants

Ebrahim Poonawala - Bank of America
Matthew Lee - Canaccord Genuity
Gabriel Dechaine - National Bank Financial
Meny Grauman - Scotiabank
Doug Young - Desjardin Capital Markets
Mario Mendonca - TD Securities
John Aiken - Jefferies
Nigel D'Souza - Veritas Investment Research
Darko Mihelic - RBC Capital Markets
Sorab Movahedi - BMO Capital Markets
Lemar Persaud - Cormark Securities

Operator

Good morning and welcome to the CIBC Quarterly Financial Results Call. Please be advised that this call is being recorded.

I would now like to turn the meeting over to Geoff Weiss, Senior Vice President, Investor Relations. Please go ahead, Geoff.

Geoff Weiss

Thank you and good morning. We will begin this morning's presentation with opening remarks from Victor Dodig, our President and Chief Executive Officer, followed by Rob Sedran, our Chief Financial Officer; and Frank Guse, our Chief Risk Officer. Also on the call today are a number of our group heads, including Shawn Beber from the U.S. Region; Harry Culham, Capital Markets and Direct Financial Services; Jon Hountalas, Canadian Banking, and Hratch Panossian, Personal and Business Banking. They're all available to take questions following the prepared remarks.

As noted on slide two of our investor presentation, our comments may contain forward-looking statements, which involve assumptions and have inherent risks and uncertainties. Actual results may differ materially. I would also remind listeners that the bank uses non-GAAP financial measures to arrive at adjusted results. Management measures performance on a reported and adjusted basis and considered both to be useful in assessing underlying business performance.

With that I'll now turn the call over to Victor.

Victor Dodig

Thank you, Geoff. Good morning everyone and thanks for joining us today. I'll begin with a few comments about how our client-focused strategy continued to deliver for our stakeholders in the third quarter before turning it over to Rob and Frank to review our performance in greater detail.