First Horizon Corporation (NYSE:FHN) Q3 2024 Earnings Conference Call October 16, 2024 9:30 AM ET

Company Participants

Natalie Flanders - Head, Investor Relations
Bryan Jordan - Chairman, President and Chief Executive Officer
Hope Dmuchowski - Chief Financial Officer
Thomas Hung - Deputy Chief Credit Officer

Conference Call Participants

Ebrahim Poonawala - Bank of America
Michael Rose - Raymond James
Jon Arfstrom - RBC Capital
Jared Shaw - Barclays Capital
Samuel Varga - UBS
Chris McGratty - KBW
Timur Braziler - Wells Fargo
Christopher Marinac - J. Montgomery Scott

Operator

Good morning all and thank you for joining us for the First Horizon Third Quarter 2024 Earnings Conference Call. My name is Carly and I'll be the call coordinator for today. [Operator Instructions]

I'd now like to hand over to your host, Natalie Flanders, Head of IR, to begin. The floor is yours.

Natalie Flanders

Thank you, Carly. Good morning. Welcome to our third quarter 2024 results conference call. Thank you for joining us. Today, our Chairman, President, and CEO, Bryan Jordan; and Chief Financial Officer, Hope Dmuchowski will provide prepared remarks, after which we'll be happy to take your questions. We're also pleased to have our Chief Credit Officer, Thomas Hung here to assist with questions as well. Our remarks today will reference our earnings presentation, which is available on our website at ir.firsthorizon.com.

As always, I need to remind you that we will make forward-looking statements that are subject to risks and uncertainties. Therefore, we ask you to review the factors that may cause our results to differ from our expectations on page two of our presentation and in our SEC filings. Additionally, please be aware that our comments will refer to adjusted results, which exclude the impact of notable items. These are non-GAAP measures, so it's important for you to review the GAPP information in our earnings release and on page three of our presentation. And last but not least, our comments reflect our current views, and you should understand that we are not obligated to update them.

And with that, I'll turn things over to Bryan.

Bryan Jordan

Thank you, Natalie. Good morning, everyone. Thank you for joining our call. Before we get into the details of the quarter, I want to express our concern and support for those who were impacted by hurricanes Helene and Milton. I'm incredibly proud of our team, how our team prepared for and responded to the needs of our associates, clients and communities. We were on the ground immediately providing food, water, fuel, and other essential supplies.