Fulton Financial Corporation (NASDAQ:FULT) Q3 2024 Earnings Conference Call October 16, 2024 10:00 AM ET
Company Participants
Matt Jozwiak - Director of IR
Curtis Myers - Chairman & CEO
Richard Kraemer - Senior EVP and CFO Designee
Conference Call Participants
Frank Schiraldi - Piper Sandler
Daniel Tamayo - Raymond James
David Bishop - Hovde Group
Manuel Navas - D.A. Davidson
Chris McGratty - KBW
Matthew Breese - Stephens
Operator
Good day, and thank you for standing by. Welcome to the Fulton Financial Third Quarter 2024 Results Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.
I would now like to hand the conference over to Matt Jozwiak, Director of Investor Relations. Please go ahead.
Matt Jozwiak
Good morning, and thank you for joining our Fulton Financial's conference call and webcast to discuss our earnings for the third quarter ending September 30, 2024. Your host for today's conference call is Curt Myers, Chairman and Chief Executive Officer. Joining Curt today is Rick Kraemer, Chief Financial Officer Designee; and Betsy Chivinski, Interim Chief Financial Officer.
Our comments today will refer to the financial information and related slide presentation, included with our earnings announcement, which we released yesterday afternoon. These documents can be found on our website at fult.com by clicking on Investor Relations and then on News. The slides can also be found on the Presentations page under the Investor Relations website.
On this call, representatives of Fulton may make forward-looking statements with respect to Fulton's financial condition, results of operations, and business. These statements are not guarantees of future performance and are subject to risks, uncertainties, and other factors, and actual results could differ materially. Please refer to the Safe Harbor statement on the forward-looking statements in our earnings release and on Slide 2 of today's presentation for additional information regarding these risks, uncertainties, and other factors. Fulton undertakes no obligation other than as required by law to update or revise any forward-looking statements.
In discussing Fulton's performance, representatives of Fulton may refer to certain non-GAAP financial measures. Please refer to the supplemental financial information included with Fulton's earnings announcement released yesterday and Slides 20 through 26 of today's presentation for a reconciliation of those non-GAAP financial measures to the most comparable GAAP measures.
Now I'd like to turn the call over to your host, Curt Myers.
Curtis Myers
Well, thanks, Matt; and good morning, everyone. For today's call, I'll be providing highlights on our performance for the quarter, updates on several key initiatives, and a few overall comments on the company. Then I'll turn the call over to Rick Kraemer to review our financial results in more detail and step you through our 2024 guidance. After our prepared remarks, we'd be happy to take any questions you may have.