Renasant Corporation (NYSE:RNST) Q3 2024 Earnings Conference Call October 23, 2024 10:00 AM ET

Company Participants

Kelly Hutcheson - Chief Accounting Officer
Mitch Waycaster - Executive Vice Chairman & Chief Executive Officer
Kevin Chapman - President & Chief Operating Office
Jim Mabry - Chief Financial Officer
David Meredith - Senior Executive Vice President & Chief Credit Officer

Conference Call Participants

Catherine Mealor - KBW
Michael Rose - Raymond James
Matt Olney - Stephens
David Bishop - Hovde Group
Stephen Scouten - Piper Sandler

Operator

Good day, and welcome to the Renasant Corporation's Third Quarter Earnings Conference Call and Webcast. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. -[Operator Instructions] Please note, this event is being recorded.

I would like now to turn the conference over to Kelly Hutcheson, Chief Accounting Officer for Renasant. Please go ahead.

Kelly Hutcheson

Good morning, and thank you for joining us for Renasant Corporation's 2024 Quarterly Webcast and Conference Call. Participating in the call today are members of Renasant's executive management team.

Before we begin, please note that many of our comments during this call will be forward-looking statements, which involve risk and uncertainty. There are many factors that could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements.

Such factors include, but are not limited to, changes in the mix and cost of our funding sources, interest rate fluctuation, regulatory changes, portfolio performance and other factors discussed in our recent filings with the Securities and Exchange Commission, including our recently filed earnings release, which has been posted to our corporate site, www.renasant.com at the Press Releases link under the News and Market Data tab.

We undertake no obligation and we specifically disclaim any obligation to update or revise forward-looking statements, to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results over time.

In addition, some of the financial measures that we may discuss this morning are non-GAAP financial measures. A reconciliation of the non-GAAP measures to the most comparable GAAP measures can be found in our earnings release.

And now, I will turn the call over to our Executive Vice Chairman and Chief Executive Officer, Mitch Waycaster.

Mitch Waycaster

Thank you, Kelly. We are pleased with the results for the third quarter. They reflect solid financial performance, the sale of our insurance agency and the issuance of common equity earlier in the quarter.