Third Coast Bancshares, Inc. (NASDAQ:TCBX) Q3 2024 Earnings Call Transcript October 24, 2024 11:00 AM ET
Company Participants
Natalie Hairston - Investor Relations
Bart Caraway - Chairman, President & Chief Executive Officer
John McWhorter - Chief Financial Officer
Audrey Duncan - Chief Credit Officer
Conference Call Participants
Matt Olney - Stephens
Michael Rose - Raymond James
Woody Lay – KBW
Bernard Von Gizycki - Deutsche Bank
Dave Storms - Stonegate Capital Partners
Operator
Greetings, and welcome to the Third Coast Bancshares Third Quarter 2024 Earnings Conference Call. This time, all participants are in a listen-only mode. The question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference call is being recorded.
It is now my pleasure to introduce Natalie Hairston of Investor Relations. Thank you Natalie. You may now begin.
Natalie Hairston
Thank you, operator, and good morning, everyone. We appreciate you joining us for Third Coast Bancshares conference call and webcast to review our third quarter 2024 results. With me today is Bart Caraway, Chairman, President and Chief Executive Officer; John McWhorter, Chief Financial Officer; and Andrey Duncan, Chief Credit Officer.
First, a few housekeeping items. There will be a replay of today's call, and it will be available by webcast on the Investors section of our website at ir.thirdcoast.bank. There will also be a telephonic replay available until November 1 and more information on how to access these replay features was included in yesterday's earnings release.
Please note that the information reported on this call speaks only as of today, October 24, 2024, and therefore, you are advised that time-sensitive information may no longer be accurate as of the time of any replay listening or transcript reading. In addition, the comments made by management during this conference call may contain forward-looking statements within the meaning of the United States Federal Securities Laws.
These forward-looking statements reflect the current views of management. However, various risks, uncertainties and contingencies could cause actual results, performance or achievements to differ materially from those expressed in the statements made by management. The listener or reader is encouraged to read the annual report on Form 10-K that was filed on March 7, 2024, to better understand those risks, uncertainties and contingencies.
The comments made today may also include certain non-GAAP financial measures. Additional details and reconciliation to the most directly comparable GAAP financial measures were included in yesterday's earnings release, which can be found on the Third Coast website.