The Hartford Financial Services Group, Inc. (NYSE:HIG) Q3 2024 Earnings Conference Call October 25, 2024 9:00 AM ET

Company Participants

Susan Spivak Bernstein - Senior Vice President, Investor Relations
Chris Swift - Chairman and CEO
Beth Costello - Chief Financial Officer
Morris Tooker - Head of Commercial Lines
Melinda Thompson - Head of Personal Lines
Mike Fish - Head of Group Benefits

Conference Call Participants

Brian Meredith - UBS (US)
Gregory Peters - Raymond James
Andrew Kligerman - TD Cowen
Ryan Tunis - Autonomous Research
Bob Huang - Morgan Stanley
David Motemaden - Evercore ISI
Michael Zaremski - BMO Capital Markets
Elyse Greenspan - Wells Fargo
Joshua Shanker - Bank of America
Alex Scott - Barclays

Operator

Good morning, and welcome to the Hartford Financial's Third Quarter 2024 Results Conference Call and Webcast. All participants are in a listen-only mode. After the speakers' remarks, we will conduct a question-and-answer session. [Operator Instructions]. As a reminder, this conference call is being recorded.

I would now like to turn the call over to Susan Spivak, Senior Vice President of Investor Relations. Thank you. Please go ahead.

Susan Spivak Bernstein

Good morning, and thank you for joining us today for our call and webcast on third quarter 2024 earnings. Yesterday, we reported results and posted all of the earnings-related materials on our website.

Now I'd like to introduce our speakers. To start, we have Chris Swift, Chairman and Chief Executive Officer; followed by Beth Costello, our Chief Financial Officer. After their prepared remarks, we will begin taking your questions. Also to assist us with your questions are several members of our management team.

Now just a few comments before Chris begins. Today's call includes forward-looking statements as defined under the Private Securities Litigation Reform Act of 1995. These statements are not guarantees of future performance, and actual results could be materially different. We do not assume any obligation to update information or forward-looking statements provided on this call. Investors should also consider the risks and uncertainties that could cause actual results to differ from these statements. A detailed description of those risks and uncertainties can be found in our SEC filings.

Our commentary today includes non-GAAP financial measures. Explanations and reconciliations of these measures to the comparable GAAP measures are also included in our SEC filings as well as in the news release and financial supplement.

Finally, please note that no portion of this conference call may be reproduced or rebroadcast in any form without the Hartford's prior written consent. Replays of this webcast and an official transcript will be available on the Hartford's website for one year.