First Interstate BancSystem, Inc. (NASDAQ:FIBK) Q3 2024 Earnings Conference Call October 25, 2024 11:00 AM ET

Company Participants

Nancy Vermeulen – Financial Communications and Analyst Manager
Kevin Riley – Chief Executive Officer
Marcy Mutch – Chief Financial Officer

Conference Call Participants

Matthew Clark – Piper Sandler
Andrew Terrell – Stephens
Jared Shaw – Barclays
Tim Coffey – Janney
Timur Braziler – Wells Fargo
Nick Moutafakis – KBW

Operator

Good morning, everyone, and welcome to the First Interstate BancSystem Third Quarter Earnings Conference Call. At this time all participants are in a listen-only mode. Later you will have the opportunity to ask questions during the question-and-answer session. [Operator Instructions] Also today's call is being recorded. [Operator Instructions]

Now at this time, I'll turn things over to Nancy Vermeulen, Financial Communications and Analyst Manager. Nancy, please go ahead.

Nancy Vermeulen

Thanks very much. Good morning. Thank you for joining us for our third quarter earnings conference call. As we begin, please note that the information provided during this call will contain forward-looking statements. Actual results or outcomes may differ materially from those expressed by those statements. I'd like to direct all listeners to read the cautionary note regarding forward-looking statements contained in our most recent annual report on our Form 10-K filed with the SEC and in our earnings release as well as the risk factors identified in the annual report and in our more recent periodic reports filed with the SEC.

Relevant factors that could cause actual results to differ materially from forward-looking statements are included in the earnings release and in our SEC filings. The company does not undertake to update any of the forward-looking statements made today. A copy of our earnings release, which contains non-GAAP financial measures, is available on our website at fibk.com. Information regarding our use of the non-GAAP financial measures may be found in the body of the earnings release and a reconciliation to their most directly comparable GAAP financial measures is included at the end of the earnings release for your reference. Joining us from management this morning is Kevin Riley, our Chief Executive Officer; and Marcy Mutch, our Chief Financial Officer, along with other members of our management team.

At this time, I'll turn the call over to Kevin Riley. Kevin?

Kevin Riley

Thanks, Nancy. Good morning, and thanks again to all of you for joining us on our call today. Again, this quarter, along with our earnings release, we have published an updated investor presentation to have some additional disclosures, which we believe would be helpful. The presentation can be accessed on our Investor Relations website. And if you haven't downloaded a copy yet, I would encourage you to do so. I'm going to start today by providing an overview of the major highlights for the quarter and then I'll turn the call over to Marcy to provide more detail on our financials.