Humana Inc. (NYSE:HUM) Q3 2024 Earnings Conference Call October 30, 2024 9:00 AM ET
Company Participants
Lisa Stoner - VP, IR
James Rechtin - President and CEO
Susan Diamond - CFO
George Renaudin - President, Insurance
Conference Call Participants
Justin Lake - Wolfe Research
Ann Hynes - Mizuho
Andrew Mok - Barclays
Ben Hendrix - RBC Capital Markets
Sarah James - Cantor Fitzgerald
Joshua Raskin - Nephron Research
Stephen Baxter - Wells Fargo
Joanna Gajuk - Bank of America
George Hill - Deutsche Bank
Whit Mayo - Leerink Partners
A.J. Rice - UBS
David Windley - Jefferies
Michael Ho - Baird
Operator
Good day and thank you for standing by. Welcome to the Humana Third Quarter Earnings Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded.
I would now like to hand the conference over to Lisa Stoner, Vice President, Investor Relations. Please go ahead.
Lisa Stoner
Thank you and good morning. I hope everyone had a chance to review our press release and prepared remarks, which are available on our website. We will begin this morning with brief remarks from Jim Rechtin, Humana’s President and Chief Executive Officer; followed by a Q&A session, where Jim will be joined by Susan Diamond, Humana’s Chief Financial Officer; and George Renaudin, President of Humana's Insurance segment.
Before we begin our discussion, I need to advise call participants of our cautionary statement. Certain of the matters discussed in this conference call are forward-looking and involve a number of risk and uncertainties. Actual results could differ materially.
Investors are advised to read the detailed risk factors discussed in our latest Form 10-K or other filings with the Securities and Exchange Commission and our third quarter 2024 earnings press release as they relate to forward-looking statements, along with other risks discussed in our SEC filings.
We undertake no obligation to publicly address or update any forward-looking statements in future filings or communications regarding our business or results. Today’s press release, our historical financial news releases, and our filings with the SEC are also available on our Investor Relations' site.
Call participants should note that today’s discussion includes financial measures that are not in accordance with Generally Accepted Accounting Principles or GAAP. Management’s explanation for the use of these non-GAAP measures and reconciliations of GAAP to non-GAAP financial measures are included in today’s press release. Any references to earnings per share or EPS made during this conference call refer to diluted earnings per common share.