Banco Santander-Chile (NYSE:BSAC) Q3 2024 Earnings Conference Call October 30, 2024 11:00 AM ET

Company Participants

Cristian Vicuna - Chief of Strategic Planning and Investor Relations
Patricia Perez - Interim Chief Financial Officer
Carmen Gloria Silva - Economist

Conference Call Participants

Yuri Fernandes - J.P. Morgan
Beatriz Abreu - Goldman Sachs
Neha Agarwala - HSBC Global Research

Operator

Good morning, ladies and gentlemen, and thank you for standing by. I would like to welcome you to Banco Santander-Chile Third Quarter 2024 Earnings conference call on the 30th of October 2024. Please note that at this point, all participants' lines are in mute-only mode. After the call, there'll be an opportunity to ask questions.

So, with this, I would now like to pass the line to Mr. Cristian Vicuna, the Head of Investor Relations. Please go ahead, sir.

Cristian Vicuna

Thank you. Good morning, everyone. Welcome to Banco Santander-Chile Third Quarter 2024 Results webcast and conference call. This is Cristian Vicuna, Chief of Strategic Planning and Investor Relations. As many of you know, Emiliano, our past CFO, left the bank last month. We thank him for his contribution and wish him well in his future endeavors. In the interim, I'm glad to introduce Patricia Perez, who leads the ALM and Financial Team, ensuring continuity and a focus on our strategic goals. Without further ado, let me pass the microphone to Patricia, Interim CFO.

Patricia Perez

Thanks, Cristian and welcome everyone to our quarterly review of results. First, let me give you some insight about myself. I've been with Santander for over 17 years. In my past responsibilities, I've been Head of Capital Management, Funding and Debt Agencies, and most recently, Head of Assets and Liability Management. I am delighted to share with you a strong third quarter and our outlook for the rest of 2024 and some insights into 2025. Also, I just wanted to highlight our impressive results in the Dow Jones Sustainability Index, where we obtained 80 points and 6-point increase compared to last year, placing us as the best Chilean bank and in the top 3% of all banks worldwide for sustainability.

From the economic team, Carmen Gloria Silva is here with us, and we are pleased to announce that from November, Andrés Sansone will be joining us as the bank's chief economy. Carmen Gloria will take the role of Head of Public Policy. The agenda for today is first, Carmen Gloria will discuss the macro scenario, then Cristian will review the strategy and results of the third quarter and guidance. Finally, we will have a Q&A session. Thank you very much.