FlexShopper, Inc. (NASDAQ:FPAY) Q2 2024 Earnings Conference Call August 7, 2024 8:30 AM ET

Company Participants

Carlos Sanchez - Investor Relations
Russell Heiser - Chief Executive Officer
John Davis - Chief Operating Officer

Conference Call Participants

Scott Buck - H.C. Wainwright
Michael Diana - Maxim Group

Operator

Thank you for standing by. My name is Pam and I will be your conference operator today. At this time, I would like to welcome everyone to the FlexShopper’s Second Quarter Financial Results Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks there will be a question-and-answer session. [Operator Instructions] Thank you.

I would now like to turn the conference over to Carlos Sanchez, Investor Relations. You may begin.

Carlos Sanchez

Thank you, and good morning. Welcome to FlexShopper’s second quarter 2024 financial results conference call. With me today are Russ Heiser, our Chief Executive Officer and John Davis, our Chief Operating Officer. We issued an earnings release yesterday, which we'll be referencing during today's call. Our earnings release and SEC filings can be found on our Investor Relations section of our website. We will be available for Q&A following today's prepared remarks.

Before we begin, I would like to remind everyone that this call will contain forward-looking statements regarding future events and financial performance, including statements regarding our market opportunity, the impact of our growth initiatives and future financial performance. These statements should be considered in conjunction with cautionary statements in our earnings release and the company's most recent periodic SEC reports, including our annual report and quarterly report 10-Q for the quarter ended June 30, 2024.

These statements reflect management's current beliefs, assumptions and expectations and are subject to a number of factors that may cause actual results to differ materially from those statements. Except as required by law, we undertake no obligation to publicly update or revise any of these statements whether as a result of new information, future events or otherwise.

During today's discussion of our financial performance, we will provide certain financial information that contains non-GAAP financial measures under SEC rules. These include measures such as EBITDA, net income and adjusted net income. These non-GAAP financial measures should not be considered replacements and should be read together with our GAAP results. Reconciliations for these GAAP measurements and certain additional information are also included in today's earnings release, which is also available on the Investors section of our website. This call is being recorded and a webcast will be available for replay on our Investor Relations section of our website.