FlexShopper, Inc. (NASDAQ:FPAY) Q3 2024 Earnings Conference Call November 14, 2024 8:30 AM ET
Company Participants
Andrew Berger - Investor Relations
Russ Heiser - Chief Executive Officer
John Davis - Chief Operating Officer
Conference Call Participants
Scott Buck - H.C. Wainwright
Michael Diana - Maxim Group
Steve Silver - Argus Research
Operator
Ladies and gentlemen, good morning, and welcome to the FlexShopper, Inc. Third Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question and answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.
It is now my pleasure to introduce your host, Andrew Berger from Investor Relations. Please go ahead.
Andrew Berger
Thank you, Ryan, and good morning, everyone. Welcome to FlexShopper's Third Quarter 2024 Financial Results Conference Call. With me today are Russ Heiser, our Chief Executive Officer; and John Davis, our Chief Operating Officer. We issued an earnings release this morning, which we'll be referencing during today's call. Our earnings release can be found on our Investor Relations section of our website. We will be available for Q&A following today's prepared remarks.
Before we begin, I would like to remind everyone that this call will contain forward-looking statements regarding future events and financial performance, including statements regarding our market opportunity, the impact of the growth initiatives underway and future financial performance. These statements should be considered in conjunction with cautionary statements contained in our earnings release and the company's most recent periodic SEC reports, including our annual report and most recent 10-Q.
These statements reflect management's current beliefs, assumptions and expectations and are subject to a number of factors that may cause actual results to differ materially from those statements. Except as required by law, we may undertake no obligation to publicly update or revise any of these statements, whether as a result of any new information, future events or otherwise.
During today's discussion of our financial performance, we will provide certain financial information that contains non-GAAP financial measures under SEC rules. These include measures such as EBITDA, net income and adjusted net income. These non-GAAP financial measures should not be considered replacements and should be read together with our GAAP results. Reconciliation of these measurements and certain additional information are also included in today's earnings release, which is also available on the Investor Relations section of our website. This call is being recorded, and a webcast will be available for replay on our Investor Relations section of our website.