Webster Financial Corporation (NYSE:WBS) Q4 2024 Results Conference Call January 17, 2025 9:00 AM ET

Company Participants

Emlen Harmon - Director, IR
John Ciulla - CEO
Neal Holland - CFO
Luis Massiani - President and Chief Operating Officer

Conference Call Participants

Mark Fitzgibbon - Piper Sandler
Jared Shaw - Barclays
Matthew Breese - Stephens
Timur Braziler - Wells Fargo
Chris McGratty - KBW
Laurie Hunsicker - Seaport
Anthony Elian - JPMorgan
Nick Holowko - UBS
Bernard Von Gizycki - Deutsche Bank
Ben Gerlinger - Citigroup
Daniel Tamayo - Raymond James
Jon Arfstrom - RBC Capital Markets

Operator

Good morning. Welcome to the Webster Financial Corp. Fourth Quarter 2024 Earnings Conference Call. Please note, this event is being recorded.

I would now like to introduce Webster's Director of Investor Relations, Emlen Harmon, to introduce the call. Mr. Harmon, please go ahead.

Emlen Harmon

Good morning. Before we begin our remarks, I want to remind you that the comments made by management may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and are subject to the Safe Harbor rules. Please review the forward-looking disclaimer and Safe Harbor language in today's press release and presentation for more information about risks and uncertainties, which may affect us.

The presentation accompanying management's remarks can be found on the Company's Investor Relations site at investors.websterbank.com. For the Q&A portion of the call, we ask that each participant ask just one question and one follow-up before returning to the queue.

I'll now turn the call over to Webster Financial's CEO, John Ciulla.

John Ciulla

Thanks, Emlen. Good morning, and welcome to Webster Financial Corporation's fourth quarter 2024 earnings call. We appreciate you joining us this morning. I'll provide some high-level remarks on our performance, after which our CFO, Neal Holland, will cover the financials in more detail. Our President