Hancock Whitney Corporation (NASDAQ:HWC) Q4 2024 Earnings Conference Call January 21, 2025 4:30 PM ET

Company Participants

Kathryn Mistich - Investor Relations Manager
John Hairston - President & Chief Executive Officer
Mike Achary - Chief Financial Officer
Chris Ziluca - Chief Credit Officer

Conference Call Participants

Michael Rose - Raymond James
Matt Olney - Stephens
Catherine Mealor - KBW
Ben Gerlinger - Citi
Brett Rabatin - Hovde Group
Gary Tenner - D.A. Davidson
Stephen Scouten - Piper Sandler
Christopher Marinac - Jamie Montgomery Scott

Operator

Good day, ladies and gentlemen, and welcome to Hancock Whitney Corporation's Fourth Quarter 2024 Earnings Conference Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session. [Operator Instructions] As a reminder, this call may be recorded.

I would now like to introduce your host for today's conference, Kathryn Mistich. Investor Relations Manager. You may begin.

Kathryn Mistich

Thank you, and good afternoon. During today's call, we may make forward-looking statements. We would like to remind everyone to carefully review the safe harbor language that was published with the earnings release and presentation and in the company's most recent 10-K and 10-Q, including the risks and uncertainties identified therein. You should keep in mind that any forward-looking statements made by Hancock Whitney, speak only as of the date on which they were made. As everyone understands, the current economic environment is rapidly evolving and changing.

Hancock Whitney's ability to accurately project results or predict the effects of future plans or strategies or predict market or economic developments is inherently limited. We believe that the expectations reflected or implied by any forward-looking statements are based on reasonable assumptions but are not guarantees of performance or results, and our actual results and performance could differ materially from those set forth in our