Mercantile Bank Corporation (NASDAQ:MBWM) Q4 2024 Earnings Conference Call January 21, 2025 10:00 AM ET

Company Participants

Nichole Kladder - First Vice President and Chief Marketing Officer
Raymond Reitsma - President and Chief Executive Officer
Charles Christmas - Executive Vice President and Chief Financial Officer

Conference Call Participants

Daniel Tamayo - Raymond James
Nathan Race - Piper Sandler
Damon DelMonte - KBW

Operator

Good morning and welcome to the Mercantile Bank Corporation 2024 Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note, this event is being recorded.

I would now like to turn the conference over to Nichole Kladder, First Vice President, Chief Marketing Officer of Mercantile Bank. Please go ahead.

Nichole Kladder

Happy New Year, everyone, and thank you for joining us. Today, we will cover the company's financial results for the fourth quarter of 2024. The team members joining me this morning include Ray Reitsma, President and Chief Executive Officer as well as Chuck Christmas, Executive Vice President and Chief Financial Officer.

Our agenda will begin with prepared remarks by both Ray and Chuck and will include references to our presentation covering this quarter's results. You can access a copy of the presentation as well as the press release sent earlier today by visiting mercbank.com. After our prepared remarks, we will then open the call to your questions.

Before we begin, it is my responsibility to inform you that this call may involve certain forward-looking statements, such as projections of revenue, earnings, and capital structure as well as statements on the plans and objectives of the company's business.

The company's actual results could differ materially from any forward-looking statements made today due to factors described in the company's latest Securities