BOK Financial Corporation (NASDAQ:BOKF) Q4 2024 Earnings Conference Call January 21, 2025 1:00 PM ET

Company Participants

Heather King - Director, IR
Stacy Kymes - President & CEO
Marc Maun - EVP, Regional Banking
Scott Grauer - EVP, Wealth Management
Martin Grunst - EVP & CFO

Conference Call Participants

Jon Arfstrom - RBC Capital Markets
Matt Olney - Stephens
Peter Winter - D.A. Davidson
Brett Rabatin - Hovde Group
Woody Lay - KBW
Tim Mitchell - Raymond James
Timur Braziler - Wells Fargo
Ben Gerlinger - Citi

Operator

Greetings, and welcome to BOK Financial Corporation's Fourth Quarter and Full Year 2024 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. [Operator Instructions] As a reminder, this conference is being recorded.

I would now like to turn the presentation over to Heather King, Director of Investor Relations for BOK Financial Corporation. Please proceed.

Heather King

Good afternoon, and thank you for joining our discussion of BOK Financial's fourth quarter and full year 2024 financial results. Our CEO, Stacy Kymes will provide opening comments. Marc Maun, Executive Vice President of Regional Banking, will cover our loan portfolio and related credit metrics and Scott Grauer, Executive Vice President of Wealth Management, will cover our fee based results.

Our CFO, Marty Grunst will then discuss financial performance for the quarter and our forward guidance. The slide presentation and press release are available on our website at bokf.com. We refer you to the disclaimers on Slide 2 regarding any forward-looking statements made during this call.

I will now turn the call over to Stacy Kymes, who will begin on Slide 4.

Stacy Kymes

Thank you, Heather. We are pleased to report earnings of $136.2 million or EPS of $2.12 per diluted share for