Banc of California, Inc. (NYSE:BANC) Q4 2024 Earnings Conference Call January 23, 2025 1:00 PM ET

Company Participants

Ann DeVries - Head, IR
Jared Wolff - President & CEO
Joe Kauder - CFO

Conference Call Participants

Timur Braziler - Wells Fargo
Chris McGratty - KBW
Matthew Clark - Piper Sandler
Gary Tenner - D.A. Davidson
Andrew Terrell - Stephens
David Feaster - Raymond James
Jared Shaw - Barclays Capital

Operator

Good day, and welcome to the Banc of California Fourth Quarter 2024 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. [Operator Instructions]. Please note today's event is being recorded.

I would now like to turn the conference over to Ann DeVries, Head of Investor Relations for Banc of California. Please go ahead, ma'am.

Ann DeVries

Thank you. Good morning, and thank you for joining Banc of California's fourth quarter earnings call. Today's call is being recorded and a copy of the recording will be available later today on our Investor Relations website.

Today's presentation will also include non-GAAP measures. The reconciliations for these measures and additional required information is available in the earnings press release and earnings presentation, which are available on our Investor Relations website.

Before we begin, we would also like to remind everyone that today's call may include forward-looking statements, including statements about our targets, goals, strategies and outlook for 2025 and beyond, which are subject to risks, uncertainties, and other factors outside of our control and actual results may differ materially.

For a discussion of some of the risks that could affect our results, please see our Safe Harbor statement on forward-looking statements included in both the earnings release and the earnings presentation as well as the Risk Factors section of our