OceanFirst Financial Corp. (NASDAQ:OCFC) Q4 2024 Earnings Conference Call January 24, 2025 11:00 AM ET

Company Participants

Alfred Goon - Senior Vice President, Corporate Development and Investor Relations
Christopher Maher - Chairman and Chief Executive Officer
Joseph Lebel - President and Chief Operating Officer
Patrick Barrett - Executive Vice President and Chief Financial Officer

Conference Call Participants

Tim Switzer - KBW
Christopher Marinac - Janney Montgomery Scott
David Bishop - Hovde Group
Matthew Breese - Stephens
Frank Schiraldi - Piper Sandler
Daniel Tamayo - Raymond James

Operator

Good morning, and thank you all for attending the OceanFirst Financial Corp. Q4 2024 Earnings Call. My name is, Brika, and I will be your moderator for today. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end. [Operator Instructions]

And I would now like to pass the conference over to your host, Alfred Goon, Investor Relations at OceanFirst Financial. Thank you. You may proceed, Alfred.

Alfred Goon

Thank you very much. Good morning and welcome to the OceanFirst fourth quarter 2024 earnings call. I am Alfred Goon, SVP of Corporate Development and Investor Relations. Before we kick off the call, we'd like to remind everyone that the quarterly earnings release and related earnings supplement can be found on the Company website, oceanfirst.com.

Our remarks today may contain forward-looking statements and may refer to non-GAAP financial measures. All participants should refer to our SEC filings including those found on Forms 8-K, 10-Q, and 10-K for a complete discussion of forward-looking statements and any factors that could cause actual results to differ from those statements.

Thank you. And now I will turn the call over to Christopher Maher, Chairman and CEO.

Christopher Maher

Thank you, Alfred. Good morning and thank you to all being