SoFi Technologies, Inc. (NASDAQ:SOFI) Q4 2024 Earnings Conference Call January 27, 2025 8:00 AM ET
Company Participants
Anthony Noto - CEO
Chris Lapointe - CFO
Conference Call Participants
Kyle Peterson - Needham and Co.
Dan Dolev - Mizuho
Terry Ma - Barclays
John Hecht - Jefferies
Mihir Bhatia - Bank of America
Reggie Smith - JPMorgan
Andrew Jeffrey - William Blair
Jeff Adelson - Morgan Stanley
Operator
Good morning or good afternoon all. My name is Adam, and I will be your conference operator today. At this time, I would like to welcome everyone to the SoFi Technologies Q4 and Full Year 2024 Earnings Conference Call. [Operator Instructions] Thank you. With that, you may begin your conference.
Unidentified Company Representative
Thank you, and good morning. Welcome to SoFi's fourth quarter and full year 2024 earnings conference call. Joining me today to talk about our results and recent events are Anthony Noto, CEO; and Chris Lapointe, CFO.
You can find the presentation accompanying our earnings release on the Investor Relations section of our website. Unless otherwise stated, we'll be referring to adjusted results for the fourth quarter and full year of 2024 versus fourth quarter and full year of 2023.
Our remarks today will include forward-looking statements that are based on our current expectations and forecasts and involve risks and uncertainties. These statements include, but are not limited to, our competitive advantage and strategy, macroeconomic conditions and outlook, future products and services, and future business and financial performance.
Our GAAP consolidated income statement and all reconciliations can be found in today's earnings release and the subsequent 10-K filing, which will be made available next month. Our actual results may differ materially from those contemplated by these forward-looking statements.
Factors that could cause these results to differ materially are described in today's