Synchrony Financial (NYSE:SYF) Q4 2024 Earnings Conference Call January 28, 2025 8:00 AM ET
Company Participants
Kathryn Miller - Senior Vice President, Investor Relations
Brian Doubles - President and Chief Executive Officer
Brian Wenzel - Executive Vice President and Chief Financial Officer
Conference Call Participants
Ryan Nash - Goldman Sachs
Sanjay Sakhrani - KBW
Mihir Bhatia - Bank of America
Terry Ma - Barclays
Moshe Orenbuch - TD Cowen
Jeff Adelson - Morgan Stanley
John Hecht - Jefferies
John Pancari - Evercore ISI
Bill Carcache - Wolfe Research
Rob Wildhack - Autonomous Research
Brennan Crowley - Robert W. Baird
Erika Najarian - UBS
Operator
Good morning and welcome to the Synchrony Financial Fourth Quarter and Full-Year 2024 Earnings Conference Call. Please refer to the Company's Investor Relations website for access to their earnings materials. Please be advised that today's conference call is being recorded.
Currently all callers have been placed in a listen-only mode. The call will be opened for your questions following the conclusion of the management's prepared remarks. [Operator Instructions]
I will now turn the call over to Kathryn Miller, Senior Vice President of Investor Relations. Thank you. You may begin.
Kathryn Miller
Thank you and good morning, everyone. Welcome to our quarterly earnings conference call. In addition to today's press release, we have provided a presentation that covers the topics we plan to address during our call. The press release, detailed financial schedules, and presentation are available on our website, synchronyfinancial.com. This information can be accessed by going to the Investor Relations section of the website.
Before we get started, I wanted to remind you that our comments today will include forward-looking statements. These statements are subject to risks and uncertainty, and actual results could differ materially. We list the factors that might cause actual results to differ materially in our