Alerus Financial Corporation (NASDAQ:ALRS) Q4 2024 Earnings Conference Call January 29, 2025 12:00 PM ET

Company Participants

Katie Lorenson - President and Chief Executive Officer
Al Villalon - Executive Vice President and Chief Financial Officer
Karin Taylor - Executive Vice President and Chief Operating Officer
Forrest Wilson - Executive Vice President and Chief Retirement Services Officer
Jim Collins - Executive Vice President and Chief Banking and Revenue Officer

Conference Call Participants

Nathan Race - Piper Sandler
Brendan Nosal - Hovde Group
Jeff Rulis - D.A. Davidson
Damon DelMonte - KBW
David Long - Raymond James

Operator

Good morning, afternoon, and evening, and welcome to the Alerus Financial Corporation Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded.

This call may include forward-looking statements and the company's actual results may differ materially from those indicated in any forward-looking statement. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statement are listed in the earnings release and the company's SEC filings.

I would now like to turn the conference over to Alerus Financial Corporation's President and CEO, Katie Lorenson to begin. Please go ahead.

Katie Lorenson

Thank you. Good morning, everyone, and thank you for joining us today to discuss Alerus Financial Corporation's fourth quarter and full year 2024 financial results.

I'm Katie Lorenson, President and CEO and I'm pleased to be here with our Chief Financial Officer, Al Villalon; our Chief Operating Officer, Karin Taylor; our Chief Banking and Revenue Officer, Jim Collins; and our Chief Retirement Services Officer, Forrest Wilson.

Each of these leaders continues to play a crucial role in driving our company's progress to transformational growth and top-tier performance. Before we