S&T Bancorp, Inc. (NASDAQ:STBA) Q4 2024 Earnings Conference Call January 30, 2025 1:00 PM ET

Company Participants

Mark Kochvar - Chief Financial Officer
Chris McComish - Chief Executive Officer
Dave Antolik - President

Conference Call Participants

Daniel Tamayo - Raymond James
Kelly Motta - KBW
Matthew Breese - Stephens

Operator

Welcome to the S&T Bancorp Fourth Quarter and Full Year 2024 Conference Call. After management's remarks, there will be a question-and-answer session.

Now, I would like to turn the call over to Chief Financial Officer, Mark Kochvar. Please go ahead.

Mark Kochvar

Great. Thank you very much and good afternoon everyone. Thank you for participating in today's earnings call.

Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors. This statement provides the cautionary language required by the Securities and Exchange Commission for forward-looking statements that may be included in this presentation. A copy of the fourth quarter and full year 2024 earnings release as well as this earnings supplement slide deck can be obtained by clicking on the Materials button in the lower right section of your screen. This will open up a panel on the right, where you can download these items. You can also obtain a copy of these materials by visiting our Investor Relations website at stbancorp.com.

With me today are Chris McComish, S&T's CEO; and Dave Antolik, S&T's President. I'd now like to turn the call over to Chris.

Chris McComish

Thank you, Mark and welcome and good afternoon, everybody. I want to thank the analysts for being on the call. We really appreciate you being here with us and we look forward to your questions. As always, I want to thank our employees, shareholders and others also listening to the call. To our leadership team and employees, your commitment and engagement is